PIAC welcomes the opportunity to provide comment on the FSC Consultation Draft on the Life Insurance Code of Practice (Consultation Draft Code). This submission focuses on issues relating to discrimination by insurers regarding mental health and builds on the comments provided by PIAC to the FSC during meetings of the the Life Insurance Code of Practice Issues Working Group over the past two years. The purpose of the Working Group has been to discuss how the FSC Code of Practice could better support consumers living with a mental illness. This submission also builds on PIAC’s comments in relation to the first iteration of the Life insurnace Code of Practice dated 18 September 2016.
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